Reports, automation rules and categories

Reports

Net worth: assets minus liabilities. The screen is entirely read-only — category rows are not clickable and there are no drill-downs from here.

Four cards: assets, liabilities (debt across active obligations), net worth, and the coverage ratio (assets ÷ liabilities; a dash when there are no liabilities). Below them two cards list categories with proportional bars.

Only active liabilities count: closed and archived ones are left out. Amounts in other currencies are converted into the base currency in a single request; until the conversion arrives, those positions are temporarily treated as zero.

Note

There is no advanced analytics on this screen — no trend charts, no top-5 subscriptions, no year-over-year comparison, no annual report export. Reports shows net worth only.

Automation rules

This screen manages the rules that turn recurring transactions — usually from emails and receipts — into records without typing. There are two systems of rules.

Purchase rules (at the top). A card shows the name, the revision, the status (active, paused, retired), the scope (merchant tax ID, sender domain, currency) and the reasoning. Such a rule is not created here but when you confirm “Always do this” on a purchase card in the assistant. From this screen you can:

• Pause — immediately, with no dialog. Bringing the rule back is only possible by confirming it again on a purchase card;
• Retire — with confirmation: the rule stops running while its history and the transactions it created are kept;
• Import legacy patterns — moves old mail rules into the new format.

Mail rules (legacy) (below). A row holds a toggle, the sender and the merchant domain, the transaction type with its category and amount range, statistics of confirmations, undos and edits, and the last time it ran. Such a rule appears on its own after you have manually confirmed the same suggestion three times from one sender.

The toggle enables creating transactions without confirmation; the bin deletes the rule — future emails stop creating transactions, the ones already created stay.

A rule switches itself off once it collects three undos or three category corrections — a warning appears on the row.

The search box at the top filters the legacy list only.

Categories

Opened from the gear in the submenu header. This is the reference book behind every category picker in the section.

Four tabs: expenses, income, assets, liabilities. Expenses and income are a two-level tree — a group expands into subcategories; assets and liabilities are a flat list, because those are types rather than a hierarchy.

System categories carry a lock: they cannot be renamed, recoloured or deleted — the buttons simply are not drawn. Hidden categories are shown translucent so that you can bring them back.

Actions: create a group or a type, add a subcategory from the “+” on a group, edit and delete on hover, and the eye — it toggles the category’s visibility in pickers across the app without deleting it.

The form has three fields: name, icon (searchable) and colour. The scope is inherited from the tab or the parent group and does not change when editing.

Note

The delete dialog warns that linked transactions will lose their category. In practice they are moved into the system category “Other” of the matching kind: transactions are never left without a category.

Deleting an asset or liability type does not reclassify existing records — their type stays as it was, only the list of options for new ones changes.

Limits of this version

So that you do not look for them in vain:

• the base currency cannot be changed from the interface;
• the period switch on Overview does not affect the figures;
• the “Export” button on Transactions does nothing;
• the extended “History” panel with date-range and amount filters cannot be opened from anywhere — the Transactions screen replaces it;
• a scheduled payment can only be marked as paid from the main Calendar section;
• assets have no top-up form and no detail screen with a balance history;
• there is no finance assistant or AI suggestion panel inside Finance — something similar works from the mail side, when the AI spots signs of a subscription in an email.